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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simple, quick & easy

Simple. What more can be said! App is easy to use and clear in everything Reviewed on: 17th January 2025

Reliable

Very handy on emergencies and for cover on unexpected situations Reviewed on: 17th January 2025

Very fast response.

Very fast response. Very helpful and willing to help. Reviewed on: 17th January 2025

Zopa has been by my side for more than 4 years.

Zopa has been by my side for more than 4 years. Excellent rates and customer service. App is really easy to use. Reviewed on: 17th January 2025

No problems easy to apply and any queries dealt with...

No problems easy to apply and any queries dealt with rfficiently Reviewed on: 17th January 2025

Zopa are a responsible lender only allowing affordab...

Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

One few cards that have real time balance updates

One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

I’ve never had a bad experience with you and everyth...

I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025

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