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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Everything made easy, clear info, clear facts, clear...

Everything made easy, clear info, clear facts, clear app Reviewed on: 17th January 2025

Happy with service just takes time to get a credit i...

Happy with service just takes time to get a credit increase Reviewed on: 17th January 2025

Best credit card company I have used , always keeps...

Best credit card company I have used , always keeps you updated through the app which is also easy to navigate. Can check my balance and what available credit I have. Would recommend Zopa to anyone. Reviewed on: 17th January 2025

Zopa is ok

On the whole good but did have to wait ages to get a increase on my borrowing nearly 2 years Reviewed on: 17th January 2025

Never had any issues.

Never had any issues. Happy to recommend Reviewed on: 17th January 2025

Never had any problems best finance services I’ve us...

Never had any problems best finance services I’ve used . Excellent service thank you Zopa keep up the good work Reviewed on: 17th January 2025

Excellent company

I didn’t have the best credit but Zopa gave me a chance to help me build it back up Reviewed on: 17th January 2025

The interest rate is very good.

The interest rate is very good.It can be used outside the UK and the exchange rate is also excellent Reviewed on: 17th January 2025

That a good credit card the interest is not very hig...

That a good credit card the interest is not very high and they increase me limit quite significantly Reviewed on: 17th January 2025

Excellent product supported by real people at custom...

Excellent product supported by real people at customer service .they listen and learn Reviewed on: 17th January 2025

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