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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great experience

5
Great experience. No hassle easy to work with Reviewed on: 17th January 2025

Very Professional

5
Very thorough and thoughtful and experienced lender who keep you updated all the time. Reviewed on: 17th January 2025

I remeber when I needed credit card, I got from Zopa...

5
I remeber when I needed credit card, I got from Zopa and the give me the bright opportunity. I like it and use it very often. Reviewed on: 17th January 2025

It’s a very good app easy to use

4
It’s a very good app easy to use Reviewed on: 17th January 2025

Good for me

5
Is good I use together smart saving Reviewed on: 17th January 2025

Great credit card

5
Easy to use and good customer service team lots of good products to help with budgeting and spending Reviewed on: 17th January 2025

Impressed by everything I have seen so far

5
Impressed by everything I have seen so far Reviewed on: 17th January 2025

Fantastic Customer Service.

5
Fantastic Customer Service.Thank you. Reviewed on: 17th January 2025

Great company

5
Never had a problem with them at all helpful card great no opened a bank account with them Reviewed on: 17th January 2025

Credit card

5
Good company to have a credit card with had a loan out before very good customer service Reviewed on: 17th January 2025

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