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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Easy to use app-good rates.

4
Easy to use app good rates, excellent service Reviewed on: 17th March 2023

Happy

5
Happy with ease of oening an account and rate on savings account. Reviewed on: 17th March 2023

Amazingly simple process

5
It was so simple to open an account and transfer my money. Regular notifications ensure that you are kept well informed of progress Reviewed on: 17th March 2023

Banking made easy

4
I was able to set up my savings account from the app in my phone, it was so quick and easy. I am a new customer but so far so good and would recommend. Reviewed on: 17th March 2023

Great bank

5
Easy to use, quick and good rates Reviewed on: 17th March 2023

So easy!

5
It was so quick and easy to open, I'm left wondering why I haven't done it sooner Reviewed on: 17th March 2023

A great product, fantastic rates and easy to manage

5
I am always careful when shopping for savings accounts. I chose Zopa initially because of their extremely competitive interest rate (the highest I could find for the type and length of fixed saver I wanted). It was so easy to set up and start saving. A really good, user-friendly app. Reviewed on: 17th March 2023

Competitive Interest Rate & Good App

5
I went with Zopa as they had a competitive interest rate. Their app is very easy to use. Reviewed on: 17th March 2023

Brilliantly brilliant

5
Zopa has been great helping me improve my credit score to great with its credit card and fix term savings brilliantly brilliant tickerty boo Reviewed on: 17th March 2023

Savings

5
A great savings rate persuaded me to save with zopa. Great service and easy to follow instructions and conditions. Very happy. Highly recommend zopa to anybody looking for a great savings rate and company. Reviewed on: 17th March 2023

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