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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Best long term fixed rate savings account on the market

5
Zopa offered me a significantly better rate than any high street bank or other companies offering similar services. Their customer service has been second to none and the mobile app is easy to use, highly accessible great for checking on the progress of my savings. Reviewed on: 22nd February 2023

Easy breezy

5
Website really simple to navigate, easy to make payments, no fuss loan exactly what I wanted Reviewed on: 22nd February 2023

Great service

5
Easy and quick service to use. Website and online portal are straightforward and offer great support. Reviewed on: 22nd February 2023

Super easy

5
Super easy and quick to set up a fixed term saver and the app was very user friendly. Great rates, highly recommended. Reviewed on: 22nd February 2023

Great company

5
From the start of my application to now that have been a great company to deal with. With excellent products and 2nd to none customer service Reviewed on: 22nd February 2023

Great service

5
Great service and easy access to information Reviewed on: 22nd February 2023

Easy and effective!

5
Using Zopa has provided opportunties to enhance my life that simply would not have been possible. The quality of service is remarkable and the ease and simplicity cause zero stress for potential customers. The App is high quality and clearly details all you need to know. I would not hesitate to use Zopa again or advise friends and family to use Zopa too! Reviewed on: 22nd February 2023

This is a great opportunity and I am very happy to participate in this poll

5
This is a great opportunity and I am very happy to participate in this poll Reviewed on: 22nd February 2023

Personal Loan

5
Quick , fast , no add fee , very friendly platform to help when you need . Thanks for the service Reviewed on: 22nd February 2023

Fastest personal loan credit I ever got

5
I have applied personal loan with zopa to support my mother’s major surgery. it was such an easy process and loan amount was paid into my bank account in minutes. I was so delighted to choose zopa , very transparent and I can manage my repayments easily, it best suits with its caption of ‘you grow we grow’. Thank you zopa. Reviewed on: 22nd February 2023

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