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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1792)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

A good rate and easy to switch to different products.

5
Easy to set up and I like the idea of the pots. A good rate. Reviewed on: 20th February 2023

Easy and great rates

5
So simple and easy to use, puts others to shame Reviewed on: 20th February 2023

Good interest rates

5
Easy to use, nice interface, and good interest rates. Overall a good savings account Reviewed on: 20th February 2023

Amazing rates

5
Best rates around for savings. We have a number of savings accounts with Zopa but the rate on their fixed term saver was too good to miss Reviewed on: 20th February 2023

good interests & easy use

5
Zopa is great, it was easy to open the accounts and has good interest rates Reviewed on: 20th February 2023

So easy to use

5
Easy to use and has actually ensured I stick to my monthly savings instead of dipping into it each month Reviewed on: 20th February 2023

Great bank

5
Very easy to use app and good interest rates, would recommend!! Reviewed on: 20th February 2023

Easy to use savings platform with good rates

5
Been happy so far with how easy it is to add money to savings, create different pots and with good interest rates based on the current market. Reviewed on: 20th February 2023

Excellent bank

5
I've had no problems with using the banking app and I'm very happy with the interest rate Reviewed on: 20th February 2023

Very easy to use

5
Easy to use and keeps you up to date Reviewed on: 20th February 2023

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