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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.91 (1862 reviews)

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4.91

Based on 1,844 reviews, last reviewed 12th Mar 2026

5400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

easy to understand and trouble free easy to understand and trouble free Reviewed on: 12th March 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Fast account opening online

Clear app and website allows Zopa to be Zapp for quick setup and great spread of durations for fixed rate accounts at competitive rates of interest! Reviewed on: 11th January 2023

Simple and best interest rate

I'm in my 70's, not really techie and found Zopa recommended online and by a friend. Easy to set up. Easy to move payments to the savings plan I want. I now just need to find which is my linked account and how I add a linked account! Reviewed on: 11th January 2023

Easy to move savings between fixed dates

You can move your money between different pots, with different fixed dates and different interest rates. It's really flexible and easy to use. Reviewed on: 11th January 2023

Zopa is a GREAT savings account

Love Zopa. Decided i needed a savings account seperate to my banking as i alwaya kept on dipping into my the account. When i went with Zopa i am actually managing to save money and gain interest too due to the nice value of intrest you gain. Reviewed on: 11th January 2023

Helpful advice

Zopa is A great way of saving its convenient and effective you can watch your money grow Reviewed on: 11th January 2023

Best rate available

Easy to navigate app. Good rates. Money available in the time stated. Reviewed on: 11th January 2023

Saving with essential ingredients

Trust, confidence and support are the three essential ingredients that saving with Zopa provides. Reviewed on: 11th January 2023

Excellent software and simple to use

Very simple app to use and transparent conditions and interest rate. Reviewed on: 11th January 2023

Easy peasy

So easy to set up and really user friendly Reviewed on: 11th January 2023

Great, so easy

So easy to setup and transfer money. Very happy with rate and customer service Reviewed on: 11th January 2023

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