Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Zopa savings

5
Very Easy to set up and very simple to use app. Reviewed on: 19th January 2022

Brilliant company

5
Easy to set up savings account with the best interest rates all protected Reviewed on: 19th January 2022

New customer, excellent service

5
Love that I was able to speak to a real human without having to wait an extended period. Very efficient, professional service - knew exactly how to resolve my queries Excellent app too! Reviewed on: 19th January 2022

Easy & simple website and market-leading interest rates

5
Always worked well and I like the simple layout of their website and clear explanations of what they are offering. Reviewed on: 19th January 2022

Great service

5
Good app, rates and service. I have already recommended to family who have taken out accounts too Reviewed on: 19th January 2022

Best Fixed term Savings account

5
Best saving rate in the market, plus its so easy to open the account and manage it. Reviewed on: 19th January 2022

Honest

5
Been with Zopa for about 5years now always gives you honest updates on what's happening within the company. Reviewed on: 19th January 2022

Easy deal with ZOPA

5
Very easy over the internet to follow depositing your money step by step with easy instructions and emails. Reviewed on: 19th January 2022

Great savings account

5
A fixed rate savings account that is so simple to open and very competitive rates ..would recommend Reviewed on: 19th January 2022

Easy savings

5
Great website, good rates, FSCA backing, Reviewed on: 19th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1535 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5945 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8042 reviews
    Zopa
    View all products