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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1789 reviews)

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4.92

Based on 1,789 reviews, last reviewed 23rd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing value Easy set up, simple app, amazing interest rate Reviewed on: 23rd January 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1789)

Review of the Zopa, Fixed term savings account:

.brilliant interest thank you

.I have 3 lots of savings 1 is everyday safe 1 is I give notice of 1wk and the other is for long time savings all in different interest rates it's brilliant Reviewed on: 8th January 2024

Zopa has been by my side for more nearly 5 years now.

Zopa has been by my side for more nearly 5 years now. Reviewed on: 25th April 2025

Great savings account it helps you save with differe...

Great savings account it helps you save with different pots Reviewed on: 24th April 2025

Excellent financial provider.

I have been with Zopa for a year or more now. I have a bank account, credit card and savings account. My experience has been good. Feel secure with my finances and financial advice I get from Zopa. Good interest rate where savings are concern. Reviewed on: 24th April 2025

Easy - self explanatory- never had an issue - meets...

Easy - self explanatory- never had an issue - meets my needs Reviewed on: 24th April 2025

I like their fixed savings and their rate are better.

I like their fixed savings and their rate are better. Reviewed on: 24th April 2025

Easy to use app.

Easy to use app. Contact with customer service has been good. Good product range Reviewed on: 24th April 2025

My zopa account

Easy to use and very professional m Reviewed on: 24th April 2025

Zopa is a relatively new Bank, But gets most things...

Zopa is a relatively new Bank, But gets most things right I have not encountered any problems upto now and hopefully this will continue. Reviewed on: 24th April 2025

Open transparent communication and always feels good...

Open transparent communication and always feels good value Reviewed on: 23rd April 2025

Banking with a surprise

Since I've been using zopa I have found them to being very open and transparent everything they say they will do they have done and when they have made changes they have made you very aware of this within time for you to change your mind if you so wish without any penalties. I also find that with their internet system very easy to use and have had no issues whatsoever so far Reviewed on: 23rd April 2025

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