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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great savings account

5
Very easy to set up, instructions very clear. Regular updates on the account and options to set up for regular funding. Good savings rates and also access in case of emergency. I have full access to my account, account is fully online which helps when travelling. Reviewed on: 17th January 2025

Excellent provider

5
Excellent provider, easy to use App which contains all of the information needed to successfully manage your account. Easy to transfer or move funds between accounts, almost immediate updates, regular updates received from Zopa. Reviewed on: 17th January 2025

So far so good

5
So far so good,I'm happy with the service. Reviewed on: 17th January 2025

Straight forward and stress free

5
Straight forward and stress free Reviewed on: 17th January 2025

My experience has been excellent.

5
My experience has been excellent. I use Zopa for my fixed term savings, everyday savings, bank account and credit card. Reviewed on: 17th January 2025

Easy to use APP and clear information display

5
Easy to use APP and clear information display Reviewed on: 17th January 2025

modern bank,

5
modern bank, good interest rates on savings products Reviewed on: 17th January 2025

Very good app and excellent customer service

5
Very good app and excellent customer service Reviewed on: 17th January 2025

Great easy to use and love app.

5
Great easy to use and love app. Great rates Reviewed on: 17th January 2025

Easy platform to use,good rates, excellent ISA

5
Easy platform to use,good rates, excellent ISA Reviewed on: 17th January 2025

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