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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Fast and easy user interface with good terms

5
Fast and easy user interface with good terms Reviewed on: 8th January 2024

Moved from p2p to fixed term banking, always easy to...

5
Moved from p2p to fixed term banking, always easy to deal with but my only grouse is that I am unable to withdraw part of my funds Reviewed on: 8th January 2024

Excellent way to save money for an unexpected expens...

5
Excellent way to save money for an unexpected expense or a future purchase. Reviewed on: 8th January 2024

So easy to start saving, clear simple guidelines

5
So easy to start saving, clear simple guidelines Reviewed on: 8th January 2024

Easy fast dynamic good service with excellent reward...

5
Easy fast dynamic good service with excellent rewards in the marketplace Reviewed on: 8th January 2024

It is very easy contacting Zopa, their website is us...

5
It is very easy contacting Zopa, their website is user friendly and reliable. Excellent all around service and experience from Zopa. Reviewed on: 8th January 2024

Has to be the most simplest APPS for a Bank love it.

5
Has to be the most simplest APPS for a Bank love it. Reviewed on: 8th January 2024

fixed saver accounts with Zopa

5
Have had a couple of fixed saver accounts with Zopa easy to set up and manage. App is easy to navigate. Reviewed on: 8th January 2024

Great customer service.

5
Prompt response times and good communication, pleased with the service. Reviewed on: 8th January 2024

Great interest rates and so easy to control using th...

5
Great interest rates and so easy to control using the app Reviewed on: 8th January 2024

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