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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great, easy to use app and clear communication.

5
Great, easy to use app and clear communication. Reviewed on: 8th January 2024

So easy to use, the credit card is excellent and the...

5
So easy to use, the credit card is excellent and the savings account is simple to use and the interest rate ls offered for different options is amazing Reviewed on: 8th January 2024

It’s such a pleasure to use the Zopa app

5
It’s such a pleasure to use the Zopa app, plus the email me lots of useful information. I really think very clever people have been employed to make Zopa a great experience, which means they care. Well done Reviewed on: 8th January 2024

Very good communication and competitive savings rates.

5
Very good communication and competitive savings rates. The app is easy to navigate and clearly set out. Reviewed on: 8th January 2024

Best bank..

5
All good, and I can’t fault them at this stage Reviewed on: 8th January 2024

Excellent service and very good at providing informa...

5
Excellent service and very good at providing information and updates Reviewed on: 8th January 2024

Easy to use any time always in the know

5
Easy to use any time always in the know Reviewed on: 8th January 2024

Website and app both easy to navigate.

5
Website and app both easy to navigate. Easy to do an end of year tax. Return reliably, good rate of interest Reviewed on: 8th January 2024

Very easy to do everything online

5
Very easy to do everything online Reviewed on: 8th January 2024

Saving made easy

5
Such an easy to use app and competitive rate of interest. Love it! Reviewed on: 8th January 2024

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