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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great rates and great product

5
Great Fixed term savings rates without any catches. All on an Easy to use app. Reviewed on: 6th April 2023

Amazing

5
Amazing! Best product on the market, after trying multiple Reviewed on: 6th April 2023

Good features

5
The interest boost feature for short term fixes is a unique plus point. Reviewed on: 6th April 2023

Simple, quick savings

5
Allows you to assign money to 'pots' making it easy to track savings goals. Zopa increases their savings rates even when money is in fixed savings accounts, something which banks and building societies do not do! Reviewed on: 6th April 2023

Amazing

5
Really easy to and friendly to use, just create a pot and select the period of time you want to boost your interest and voilà, the app will add the interest earned at the end of the period. Reviewed on: 6th April 2023

Angela Moffat

4
Simple to use app and excellent savings rate Reviewed on: 6th April 2023

Great company

5
Easy to et up and use, great communication. Great savings Reviewed on: 5th April 2023

Great app, easy to use

5
Love the Zopa app. Great information for all things money. Really easy to use interface and they always keep me well informed. Reviewed on: 5th April 2023

Great

5
Great rate , really simple to use. All Round great company Reviewed on: 5th April 2023

Easy motivated saving.

4
It's a great way to save with better interest than high street banks. Reviewed on: 5th April 2023

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