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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Simples

Quick and easy set up - money transferred in quick and started earning interest straight away. Love the ability to lock away longer in separate pots to earn more. Very straightforward and works. Why can’t all banking be like this? Reviewed on: 3rd April 2023

VERY EASY AND CLEAR TO USE

Was recommended by my eldest daughter, myself and my husband signed up for accounts and also recommended to my younger daughter who has also opened accounts with ZOPa Reviewed on: 3rd April 2023

Excellent. Automatically increased my interest

I like that I get regular interest rate increases on my savings without having to do anything Reviewed on: 3rd April 2023

Quick to setup, Easy to use

Setup was very quick and verification was simple. Adding money to my savings account only takes about 5 minutes to show in my account. It would be nice to know when interest is earned on the account and a breakdown of applied interest that month Reviewed on: 3rd April 2023

Excellent

This product was mentioned by Which Magazine and I am so pleased I applied for an account . It is so easy to use and gives an excellent rate ot interest. Reviewed on: 3rd April 2023

Smooth Operation

Easy to use and navigate App. Good communication too Reviewed on: 3rd April 2023

Excellent

I’ve been really happy with my fixed term saver and would recommend Zopa (I have already recommended a few friends and family members who have already signed up) Reviewed on: 3rd April 2023

Great rates

Zopa has offered great responsive rates! Reviewed on: 3rd April 2023

fantastic app

Great bank, user friendly, definitely recommend Reviewed on: 3rd April 2023

Easy to use

Really easy to understand rates and move money from easy access to fixed savings pots. Reviewed on: 3rd April 2023

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Zopa: Fixed term savings account reviews

500% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Fixed term savings account reviews (1790)

Zopa is offers a great way to save.

Simples

VERY EASY AND CLEAR TO USE

Excellent. Automatically increased my interest

Quick to setup, Easy to use

Excellent

Smooth Operation

Excellent

Great rates

fantastic app

Easy to use

Do you have a different Zopa product?

Want to see more from Zopa?

Current account

Cash ISA

Smart Saver

Join Smart Money People

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