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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Best long term savings account

Zopa provides the best return for long term savers. Reviewed on: 3rd April 2023

Happy Zopa saver

Great savings option. Rates are typically market leading, especially for easy access savings. Very easy to top up and withdraw from. I like that you can link more than one nominated account. Happy to be a Zopa saver! Reviewed on: 3rd April 2023

Just great!

Have a Zopa fixed savings account has helped me to be in control of my savings whilst earning interest at the same time. Reviewed on: 3rd April 2023

Best savings account

Zopa was so easy to set up and clearly details how to have different pots and how they work. The interest rates are very competitive. Definitely the best place to save cash. Reviewed on: 3rd April 2023

Extremely easy

Easy to set up an account and very easy to use app. No complaints and would recommend to friends and family. Reviewed on: 3rd April 2023

Lovey savings account

Super easy to use and great rates what more can you need Reviewed on: 3rd April 2023

Souper

Great stuff for monthly interest gives me a second income Reviewed on: 3rd April 2023

Simple Banking

Opened an account with Zopa about 6 months ago for instant access savings account and also a fixed term savings account. Been really happy with service and the APP nice and simple and straight forward. Reviewed on: 3rd April 2023

Excellent

Excellent rates and very useful and easy app to use. Reviewed on: 3rd April 2023

Easy to use and good interest rates

Hi we’ve had loans and savings with this company for a long time, since they were an early startup, and they have always done well for us, as well as being very user friendly, thank you Reviewed on: 3rd April 2023

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