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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Best rates with no hassle !

Nice simple app . . Cost effective with good rates. Reviewed on: 3rd April 2023

Future Hope

Although I have not yet started saving I have confidence in Zopa to look after my finances. Reviewed on: 3rd April 2023

Great Bank!

Awesome bank, amazing app and services, fantastic interest rates Reviewed on: 3rd April 2023

Great

Easy to use, money goes in and out straight away, great company very happy with zopa for my savings. Reviewed on: 3rd April 2023

Regularly recommend

So easy to use and very fair in how interest is set. Reviewed on: 3rd April 2023

Encouraging support to save

Fantastic accounts available, they encourage you to save & have many options for your money, easy access savings accounts and fixed term accounted, all easy to use on app & to switch money into accounts Reviewed on: 3rd April 2023

Amazing Savings, efficient and effective

My Zopa savings have been amazing especially because I do have bad spending habits. I have tried savings with banks but money is always easily accessible to me which is where Zopa stands out because it gives options with how to save from instant access to giving month’s notice. Making it hard to access your money due to the wait to receive payment - which is brilliant for me personally because It stops me from using the money and being able to save long term. This was literally a last resort for me. I don’t regret it. Reviewed on: 3rd April 2023

Simply amazing! The money keeps growing

So true. It was so easy to set up my account and the interest rate keeps increasing, the money keeps growing. What else could you want?! Reviewed on: 3rd April 2023

Simply the best

Great app good rate of savings , no issues at all Reviewed on: 3rd April 2023

Best rates

Great customer service and overall savings rates and easy setup all rolled into one have been great Reviewed on: 3rd April 2023

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