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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

App is brilliant and easy to stay in control of your...

App is brilliant and easy to stay in control of your money. Good tool to see if consolidation would be cheaper. Reviewed on: 9th January 2024

My views on zopa

Superb service always helpful and attentive to my needs very good value for money Reviewed on: 9th January 2024

Simple process and good to deal with

Simple process and good to deal with Reviewed on: 9th January 2024

Great company to deal with

I have had two loans from Zopa and it was so easy to get them. I have nearly paid off my second loan and if I need another one I wouldn't hesitate to get another one from them. Reviewed on: 9th January 2024

Excellent all round loan provider

Easy to apply, decision was made almost immediately and money paid into my bank within an hour.. Excellent all round loan provider. Reviewed on: 9th January 2024

Best loan

Excellent service and great customer service Reviewed on: 9th January 2024

Great company, competitive loans, instant decision!

I used the Zopa app to look at my eligibility for loans to fund home improvements. I found the loans competitive and the rate I saw was the rate I paid! No hidden costs and the decision was almost as quick as the transfer of money into my account! Outstanding provider! Reviewed on: 9th January 2024

Zopa review

Very fast and easy to use online services much easier than other providers Reviewed on: 9th January 2024

Quick payout and easy to use App!

Money was paid really quickly, the app is so easy to use and easy to change details or date etc, also very easy to see what the early settlement amount would be Reviewed on: 9th January 2024

Efficient service.

Efficient service. Fast and reliable Reviewed on: 9th January 2024

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