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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa are the best!!

brilliant service for personal loans. fast, easy to do business with, no servicing issues, Zopa are the best company i have ever dealt with Reviewed on: 8th April 2023

Personal loan, easy and quick

Zopa has been brilliant in terms of how easy it is to apply and also giving the opportunity to pay extra or pay off early I would use again and recommend to others Reviewed on: 8th April 2023

Easy efficient loan

I needed a loan and was able to get a loan from Zopa on a good rate it was an easy efficient service Reviewed on: 8th April 2023

I would definitely recommend Zopa for a loan

Quick decision, good rates and very good online access to account with clear information regarding your loan. Good Company. Reviewed on: 8th April 2023

Overall

I have to say quick speedy turn around, great repayments and app makes management of personal loans really easy and accessible Reviewed on: 8th April 2023

Making life easier

No hassle stress free. Zopa made it simple for me to obtain my personal loan. Reviewed on: 8th April 2023

Helpful when I need help

It was good and easy to accept and get help when it was need to hard times Reviewed on: 8th April 2023

Extremely convenient

Very quick and easy application process. Great app to manage the products and quick and accessible customer service. Always helpful and efficient customer service team. Overall great provider both for loans and for credit cards. Easy is what we want ! Reviewed on: 8th April 2023

Easy & fast application

Very straightforward loan application & transfer. Thank you Reviewed on: 8th April 2023

Great service

Was super easy and quick to sort out. Reviewed on: 8th April 2023

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