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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

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5
Very easy payment made immediately Reviewed on: 7th April 2023
Wayne beaney's avatar
Wayne beaney

Personal loan

5
Very good service made everything so easy. Reviewed on: 7th April 2023
Jamie's avatar
Jamie

Thanks

4
Thanks very much would use you again Reviewed on: 7th April 2023
David Macdonald's avatar
David Macdonald

Quick

5
Quick and reliable service I would recommend them to anyone regarding a personal loan the whole process is made simple and easy Reviewed on: 7th April 2023
Claire le riche's avatar
Claire le riche

ZOPA for the win!

5
I needed to sort out my finances with a loan. Thankfully I found ZOPA, who have been superb since day 1. Great communication Great website and app Great team Everything is very straightforward, which is just what's needed when you're thinking/talking about finances. Would recommend to anyone, without hesitation. Reviewed on: 7th April 2023
Kevin Stinchcombe's avatar
Kevin Stinchcombe

Valued Banking Provider

5
We have been really happy with our loan process, approval and paying the loan to us. The follow up service has been exemplary, and I thoroughly recommend Zopa to anyone. Reviewed on: 7th April 2023
Wayne Hunt's avatar
Wayne Hunt

Quick decisions and regular updates.

5
I have borrowed two time so far and have been satisfied with the service provide and receiving helpful customer updates Reviewed on: 7th April 2023
Ragini Patel's avatar
Ragini Patel

Loan

5
Good value for money, even is a high rate of interest Reviewed on: 7th April 2023
jercan silviu's avatar
jercan silviu

Amazing service, very fast!

5
30 min! Loan was on the way to my bank account! Wow 10 stars Reviewed on: 7th April 2023
Anonymous's avatar
Anonymous

Loan

5
O loved to much and help me to put in order all my things. Reviewed on: 7th April 2023
Maria's avatar
Maria

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