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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa are great

5
Zopa have always been very fast, easy to use and professional Reviewed on: 2nd March 2025

Easy to use

5
So easy to use and app for making additional repayments if I want to Reviewed on: 2nd March 2025

Quickly and effectively

5
Fast processing time from the moment the application is submitted Reviewed on: 2nd March 2025

very thorough extremely responsive and helpful.

5
very thorough extremely responsive and helpful. easy to follow steps to achieve what your looking for Reviewed on: 2nd March 2025

Easy to use,fast abd very gelpfu

5
Easy to use,fast abd very gelpfu Reviewed on: 2nd March 2025

Competitive, quick, easy, perfect loan

5
Very quick and smooth process. Competitive rates and faultless app and collection. Transparent and excellent customer service Reviewed on: 2nd March 2025

very easy to apply and you get the answer very...

5
very easy to apply and you get the answer very quickly Reviewed on: 2nd March 2025

Used twice and good rates,

5
Used twice and good rates Used twice and good rates, very good costumer service. Would definitely use again and tell others Reviewed on: 2nd March 2025

App is really easy to use and understand.

5
App is really easy to use and understand. Payments are notified well before they are due. Excellent service all round. Reviewed on: 2nd March 2025

My review

5
Easy to deal with and quick response times Reviewed on: 2nd March 2025

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