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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very patent staff.

Very patent staff. My query was handled well. Reviewed on: 28th February 2025

Easy application process and rates were competitive

Easy application process and rates were competitive Reviewed on: 28th February 2025

EThe efficiency has been outstanding

EThe efficiency has been outstanding Reviewed on: 28th February 2025

Great service and customer care.

Great service and customer care. Reviewed on: 28th February 2025

Took a loan out over 3 years, no problems

Took a loan out over 3 years, no problem with monthly direct debit payments, all payments taken on time and if a monthly payment differed even by 1p an email would let me know well in advance. Reviewed on: 28th February 2025

Very useful product

Very good experience the customer service was always on point. The company’s goals were always very clear and understood. Reviewed on: 28th February 2025

Easy application process.

Easy application process. Terms, conditions and interest rates clear before signing on the dotted line Reviewed on: 28th February 2025

Great easy to use product

Simple to apply. Immediate response. Pre approval. Nothing to dislike. Reviewed on: 28th February 2025

10/10 would recommend!

Great experience from applying for the loan to now, with fairly priced monthly payments. The app is really easy to use too! Reviewed on: 28th February 2025

Really easy and quick competitive as well.

Really easy and quick competitive as well. Reviewed on: 28th February 2025

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