Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Faultless, hassle free enquiry & rapid response.

Faultless, hassle free enquiry & rapid response. Reviewed on: 28th February 2025

First time zoppa loan application

Easy to do with everything explained in an easy to understand and to follow with funds credited on a very quick time Reviewed on: 28th February 2025

My application received quick positive response.

My application received quick positive response. The process was simple. I got the decision immediately which was very surprising but very satisfying. Reviewed on: 28th February 2025

Fast, honest and transparent service!

Fast service. Professional yet friendly and honest advisors. Excellent explanations - no gray areas! Reviewed on: 28th February 2025

Great company, fast response.

Great company, fast response. App is soo easy to use. Reviewed on: 28th February 2025

Really good company to deal with

Really good company to deal with Reviewed on: 28th February 2025

Easiest and best loan provider ever!

When taking out loans, Zopa was by far the simplest, quickest and cheapest loan provider. I can’t fault the process/service whatsoever! Reviewed on: 28th February 2025

Brilliant an outstanding service excellent customer...

Brilliant an outstanding service excellent customer service Reviewed on: 28th February 2025

A very clean and simple experience.

A very clean and simple experience. Updates are frequent and the offers and adverts are well targeted. Reviewed on: 28th February 2025

Really simple and quick process from applying to rec...

Really simple and quick process from applying to receiving my loan. Great experience all round and I would recommend zopa to all. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad Money 4.03 from 11 reviews
Personal Loan
from Barclays 3.99 from 106 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub