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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Friendly team, great app, wonderful service

Friendly team, great app, wonderful service Reviewed on: 28th February 2025

Zopa provide honest, open and transparent modern ban...

Zopa provide honest, open and transparent modern banking in todays society, which is what’s needed. Reviewed on: 28th February 2025

I used Zopa for a personal loan, and I couldn’t be...

I used Zopa for a personal loan, and I couldn’t be happier with the experience. The application process was incredibly smooth and straightforward, with clear terms and no hidden surprises. Reviewed on: 28th February 2025

Very quick to process the application.

Very quick to process the application. Reviewed on: 28th February 2025

Great company.

Offered good rates and the set up was quick and simple Reviewed on: 28th February 2025

Very easy to deal with,

Very easy to deal with, website was very straight forward. Reviewed on: 28th February 2025

Great deal, fast approval.

They have a offer and approve it really fast. Reviewed on: 28th February 2025

Quick and easy application.

Quick and easy application. And money is put into bank within half hour Reviewed on: 28th February 2025

Simple and straightforward

Getting a personal loan with Zopa was straightforward and the application was completed hassle free in a short amount of time. Thank you. Reviewed on: 28th February 2025

Loan Help

The loan has helped through a time that I needed extra help Reviewed on: 28th February 2025

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