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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

From application to money in my account within two h...

From application to money in my account within two hours can’t get better than that first class service Reviewed on: 15th January 2025

Zopa have made life that little bit easier they are...

Zopa have made life that little bit easier they are blessing to use and everything is so easy Reviewed on: 15th January 2025

Zopa Loans

Taken several out over the last couple of years. Each time has been easy with a simple to use website Reviewed on: 15th January 2025

ZOPA is a great financing company.

ZOPA is a great financing company. ZOPA approved me for a loan very quickly Indeed. They provide me with email updates when the monthly direct debits are due. Many thanks ZOPA. Reviewed on: 15th January 2025

Loan for buildin work in our home.

Required a laon for loft work on our home. Obtained our requirements with a quick response from courteous and professional staff. I would recommend this Company without hesitation. Reviewed on: 15th January 2025

Best of the best

Cannot fault the company or the staff Reviewed on: 15th January 2025

Having had 2 loans from Zopa, I can say that the pro...

Having had 2 loans from Zopa, I can say that the process was smooth and friendly on both occasions. I would definitely recommend them. Reviewed on: 15th January 2025

Zopa review

Very professional and courteous. My loan was completed without fuss and very quickly, Reviewed on: 15th January 2025

Great company to deal with

Great company to deal with would recommend to a friend Reviewed on: 15th January 2025

Same day release of funds.

Same day release of funds...good rates...great communication throughout and an app that's great and works well Reviewed on: 15th January 2025

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