Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,791 reviews, last reviewed 4th Apr 2025
265300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free . The app is so easy to use and understand . Clear to follow progress. They tell you of they have a better deal. They gove you updates.. Reviewed on: 4th April 2025
Ruth Gilchrist 's avatar
Ruth Gilchrist

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025
Antony V's avatar
Antony V

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63791)

Review of the Zopa, Personal Loan:

Very simple and straightforward

5
I applied for a loan to do some home improvements, got a decision very quickly and received the funds almost instantly. The interest rate on the loan was very competitive and I love that I jave an app where I can see my repayments and manage my loan. Overall a very simple amd straightforward experience and I would not hesitate to recommend.mend Zops to my family and friends. Reviewed on: 22nd January 2022

Hassle free .

5
The app is so easy to use and understand . Clear to follow progress. They tell you of they have a better deal. They gove you updates.. Reviewed on: 4th April 2025

I applied and within a few minutes I was told that i...

5
I applied and within a few minutes I was told that if had been approved Reviewed on: 4th April 2025

Zopa make it very easy for me to get a loan for sort...

5
Zopa make it very easy for me to get a loan for sorting out my debts Reviewed on: 3rd April 2025

It's been a life line, when all doors were looking c...

5
It's been a life line, when all doors were looking closed Zopa came to the rescue. I would recommend Zopa to all who are in need of a little help. Reviewed on: 3rd April 2025

Great saving accounts

5
Easy to open account and transfer saving into account in separate pots Reviewed on: 3rd April 2025

Easy and clear to use apps.

5
Easy and clear to use apps. Feel safe. Reviewed on: 3rd April 2025

Had a loan with zopa they were fantastic gave me all...

5
Had a loan with zopa they were fantastic gave me all the information regarding payments and so easy to set up direct debit to repay now I have credit card and the app is amazing so easy to see your repayment and so much information. Reviewed on: 3rd April 2025

Very user friendly No hassle applying for card origi...

5
Very user friendly No hassle applying for card originally and easy to navigate Reviewed on: 3rd April 2025

Good bank.

5
Good. Good app. And good interest rate. Reviewed on: 3rd April 2025

Quick and easy

5
Never had any issues was quick and easy Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products