Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

I like smart saver because you can spread your money...

5
I like smart saver because you can spread your money around into various pots and get some great interest rates that none of the other banks come close to top banking app Reviewed on: 22nd April 2025

Easy to use, flexible, great rates

5
Been a really easy to use, flexible savings app on my mobile. Great rates too. Reviewed on: 22nd April 2025

Great saving schemes

5
Easy to use. Good saving rates with a variety of options Reviewed on: 22nd April 2025

Great App and products.

5
Great App and products. Easy to use and great rates. Reviewed on: 22nd April 2025

Great service, very good interest rate on savings

5
Great service, very good interest rate on savings Reviewed on: 22nd April 2025

Easy to use app and good interest rates

5
Easy to use app and good interest rates Reviewed on: 22nd April 2025

Zopa Helping me to grow my money

5
Zopa Helping me to grow my money Reviewed on: 22nd April 2025

Very straightforward application process, good quali...

5
Very straightforward application process, good quality products and easy to use app. Reviewed on: 22nd April 2025

Great service & rates.

5
Great service & rates. Customer service excellent! Reviewed on: 22nd April 2025

Easy to use!

5
Easy to use: easy to access your money, move it around different pots which you can boost if you choose…and now Zopa has a current account. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products