Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy app my partner got an account very happy

5
Very easy app my partner got an account very happy Reviewed on: 16th April 2025

Would recommend

5
Was recommended by a friend. Very easy to bank with. Good interest rates. Simple to use app. Well informed about new products. Reviewed on: 16th April 2025

App is so easy to use.

5
App is so easy to use. Makes saving effortless. Reviewed on: 16th April 2025

Easy to set up and use

5
Easy to set up and use, great that you can choose between instant access and notice to give you better savings rate Reviewed on: 16th April 2025

A simple and intuitive App.

5
A simple and intuitive App. I have enjoyed using Zopa. Reviewed on: 16th April 2025

Great App, easy to manage savings

5
Great App, easy to manage savings, options to increase interest rates in the app. Reviewed on: 16th April 2025

Top product top company

5
Started with a credit card and now have a saver with them. It's so easy to top up and withdraw from All in the app. Reviewed on: 16th April 2025

Easy to use with good interest rates.

5
Easy to use with good interest rates. Reviewed on: 16th April 2025

Brilliant flexible savings accounts

5
Brilliant flexible savings accounts Reviewed on: 16th April 2025

Easy to use.

5
Easy to use. Easy to set up. Great interest rates Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products