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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to use app.

Easy to use app. Good rates of interest. Keeps me informed in real time. Reviewed on: 3rd March 2025

Sp easy to use.

The app is so easy and straightforward to use. That's what I like about it! And the rates are competitive. Reviewed on: 3rd March 2025

Easy to use enabling full control over finances

The Zopa platform is so easy to use and puts you very much in control of your finances. It’s simple to switch between fixed terms or instant access in order to maximise the interest paid which you can then see added daily. Reviewed on: 3rd March 2025

The app is easy to use, interest rates are competitive

The app is really easy to use, transfers are quick. It's easy to set up savings pots. Good interest rates too. When I've had to contact them, they've been very helpful. Reviewed on: 2nd March 2025

Great banking, professional and understandable

Great banking, professional and understandable Reviewed on: 2nd March 2025

Zopa savings account

Really easy to set up on the app and always a competitive rate. Reviewed on: 2nd March 2025

Zopa’s app is straightforward and very easy to use.

Zopa’s app is straightforward and very easy to use. Good rates of interest and easy to access. I’d recommend Zopa. Reviewed on: 2nd March 2025

The app is easy to use, you can transfer money from...

The app is easy to use, you can transfer money from one account to another, interest rates are good compared to similar accounts elsewhere Reviewed on: 2nd March 2025

M ohy experience o was good they oh oh don' me wh...

M ohy experience o was good they provided don' me what I Reviewed on: 2nd March 2025

Makes saving easy

Makes saving easier with their efficient app, clear layout and easy moving of money. Feel you can get the most out of your money. Reviewed on: 2nd March 2025

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