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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

The interest rates available for smart savings are e...

The interest rates available for smart savings are excellent and the ease of application is the best in the market! Reviewed on: 28th February 2025

Super easy app.

Super easy app. Their intentions are made very clear. Reviewed on: 28th February 2025

Amazing app with great saving incentives

An extremely intuitive app, which actively encourages saving, gives great flexibility and offers fantastic interest rates. Reviewed on: 28th February 2025

Such a great app!

Such a great app. So. Easy to use. Lots of options for saving my money. Very straightforward. Reviewed on: 28th February 2025

Easy to use app, easy to set up direct debts direct...

Easy to use app, easy to set up direct debts direct into savings Reviewed on: 28th February 2025

Excellent service!

Excellent service! Great interest! Reviewed on: 28th February 2025

Clear, concise and informative communications .

Clear, concise and informative communications . Everything leads to feeling secure. Reviewed on: 28th February 2025

Very pleased with banking services provided and savi...

Very pleased with banking services provided and savings rates Reviewed on: 28th February 2025

Easy to use app and good interest rates

Easy to use app and good interest rates Reviewed on: 28th February 2025

Zopa is a great app highly recommended it

Really enjoy all the options Zopa provide when saving my money Reviewed on: 28th February 2025

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