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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

soooo good.

soooo good. excellent team. great product. good company. Reviewed on: 28th February 2025

Easy to use app, it's well designed for accessibility.

Easy to use app, it's well designed for accessibility. Customer service is quick and helpful. Reviewed on: 28th February 2025

AMAZING Bank.

AMAZING Bank. Easy to use, hreat interest on Your savings and really fun layout of the app. Reviewed on: 27th February 2025

They allow you to separate your money into different...

They allow you to separate your money into different pots with different access and interest rates. This is very helpful for when you are saving for different things but want to be able to move your money around easily. Reviewed on: 27th February 2025

Very intuative and flexible savings account

Very intuative and flexible tool for being able to save and access my money how I want. Reviewed on: 27th February 2025

So easy to use, great interest rates

So easy to use, great interest rates, helpful messaging when there are transactions due! Reviewed on: 27th February 2025

Good small saving account to have

Practical account to have as fast transfers but saving rate too low and not competitive enough Reviewed on: 26th February 2025

Unfussy, simple savings with competitive interest.

App is just very unfussy and simple to use. It doesn't do a lot, but what it does it does well. Interest rates are generally competitive, if not market-leading, and have remained consistently so as rates have risen and fallen. Reviewed on: 26th February 2025

Great bank account with 7% saver

Great bank account with 7% saver Reviewed on: 26th February 2025

Great 'money pots' with better interest rates, depen...

Great 'money pots' with better interest rates, depending on if you can lock your money away for 7 days, 1 month etc. Reviewed on: 26th February 2025

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