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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Full confidence

App is user friendly and facilitates easy access to account . All actions are promptly and efficiently addressed. Full confidence with this account. Reviewed on: 19th January 2025

easy saver

easy account to use with good savings rates Reviewed on: 19th January 2025

Zopa - what more could you ask?

Zopa offers great interest rates, user friendly access and informed and helpful person to person advice. Reviewed on: 19th January 2025

Great way to save.

Great way to save. Excellent idea to save regularly. Easy to deposit and withdraw money. Reviewed on: 18th January 2025

Saving that's smart and easy!

I've been with Zopa for over 2 years. Zopa offers good rates of interest. The app is easy to use and I think the savings pots ideas are great - it makes it really easy to organise my savings. Reviewed on: 18th January 2025

Easy to open and track my funds.

Easy to open and track my funds. Rates could be better Reviewed on: 18th January 2025

Always reliable.

Always reliable. Money transfers quickly and without a hitch. Reviewed on: 18th January 2025

Great company to save with, such a good app and easy...

Great company to save with, such a good app and easy to use! Reviewed on: 18th January 2025

a competitive safe savings product

i found the product easy to open and its parameters and competitive rates explained clearly. as a newcomer to e banking it was a stress free experience. i was reassured by its reputation having been a customer of its peer to peer lending Reviewed on: 18th January 2025

Highly recommended.

Simple to create an account and manage it conveniently via the app. Great support and competitive interest rate. I would highly recommend. Reviewed on: 18th January 2025

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