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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Have had no problems,simply an ease to use to save m...

Have had no problems,simply an ease to use to save money. Reviewed on: 18th January 2025

Zopa app is so easy to use

Never had any issues using the Zopa app. Very intuitive. Easy to use. Reviewed on: 18th January 2025

Zopa is a delight.

Absolutely delighted with every aspect of the Zopa saving account. So very easy to pop money in to the various personal savings pots. Reviewed on: 18th January 2025

Finger tip savings

Good rates, the app is easy to use and I can see, move and save money with a touch of my finger tips Reviewed on: 18th January 2025

Zopa is a great way of saving money

Zopa is a great way of saving money Reviewed on: 18th January 2025

Great bank, easy to use!

Great bank, easy to use! Easy to put money in and take back out! Reviewed on: 18th January 2025

Love the flexibility of the savings pots!

Love that the savings account is super flexible and I can move money into different interest rate pots depending on how long I think it’ll be sitting there. It’s easy to use too. Makes sense for Zopa and the customer. Reviewed on: 18th January 2025

Great Customer service.

Great Customer service. Zopa is innovative and keeps transforming each season. I am glad to be a part of this organization. Thank you, Zopa! Reviewed on: 18th January 2025

Saving pots

Always the best savings rates and the fact that you can set as many pots for different savings is a bonus Reviewed on: 18th January 2025

A great way to save

It's so easy to deposit money and have different pots to save up for different things in the same account, if you need to make a withdrawal, it is so easy and the money is available very quickly. I would definitely recommend to my friends and family as I have no complaints whatsoever Reviewed on: 18th January 2025

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