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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

great app and savings rates

I have had a smart saver and isa with Zopa , I find the communication from them clear and precise and the app is very easy to use to monitor my funds and interest and it is very easy to add or withdraw funds. Reviewed on: 17th January 2025

Really easy to open a savings account easy to transf...

Really easy to open a savings account easy to transfer money no issue Reviewed on: 17th January 2025

Zopa have the best smart saver interest rate.

Zopa have the best smart saver interest rate. Reviewed on: 17th January 2025

Fantastic returns.

Fantastic returns. Great APP. Everything is in one place with good secure links to other bank accounts. Really easy to set up and move money around. Reviewed on: 17th January 2025

Zopa overall is very user friendly app and has excel...

Zopa overall is very user friendly app and has excellent saving pota Reviewed on: 17th January 2025

Good savings rate & easy to use

Very easy to setup & use. Offers a very competitive savings rate and moving money to/from the accounts is simple and quick. Reviewed on: 17th January 2025

Simple, straight forward, jargon free.

Simple, straight forward, jargon free. delivered on time. Reviewed on: 17th January 2025

I love the app!

I love the app! So easy to use. Plus all the usual things like downloading bank statements supports its user friendly capabilities. Reviewed on: 17th January 2025

Zopa offer great products, easy to manage...

Zopa offer great products, it is very easy to manage my money in the app, and with excellent interest rates too. The ability to move money easily is really helpful, and the reassurance that my money is safe is great! Reviewed on: 17th January 2025

So easy to use, one of the best apps I've...

So easy to use, one of the best apps I've come across Reviewed on: 17th January 2025

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