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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent

Easy to use App! Extremely good deals. Reviewed on: 8th March 2026

Easy to open.

Easy to open. Great rates for saving Reviewed on: 8th March 2026

Great rates

Great rates, easy to use and save Reviewed on: 8th March 2026

What's not to love?

The Zopa App is easy to use, rewards and interest rate are fab, by far the best savings and current account I've had to date. It's so easy to move money between accounts, and in addition, any other bank accounts can also he viewed within the app. All you need to do is give permission to add to your view. This makes it seamless when wanting to transfer money to or from the savings account, current account, or other banks' bank accounts. Would highly recommend. What's not to love? Reviewed on: 8th March 2026

Love the app very easy to navigate

Love the app very easy to navigate Reviewed on: 8th March 2026

Good rates, easy interface, and simple to use

Good rates, easy interface, and simple to use Reviewed on: 8th March 2026

Easy convenient at your armchair.

It’s a very easy on line bank account, you can put in /take out when you need to, you get to know your way around the account quite quickly and make as many pots for different things your are saving for, simple , convenient. Reviewed on: 8th March 2026

Easy to navigate the app.

Easy to navigate the app. Easy to open new accounts and move money around. Competitive interest rates. Reviewed on: 8th March 2026

Zopa offers good savings rates.

Zopa offers good savings rates. It's a shame you always have to go through the biscuit account to achieve those rates. Reviewed on: 8th March 2026

Good introductory saving rate which hasn't been redu...

Good introductory saving rate which hasn't been reduced for participants. Good monthly saver rate. Reviewed on: 8th March 2026

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