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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent Service

Excellent Service, would highly recommend Reviewed on: 17th January 2025

Easy to navigate.

Easy to navigate. Easy to transfer etc Reviewed on: 17th January 2025

I have found Zopa very easy to understand

I have found Zopa very easy to understand with simple choices for savings. The app keeps me informed of my savings and financial position linking into other accounts that I have. Reviewed on: 17th January 2025

Easy app

Easy to use app, no problems at all. Very happy. Reviewed on: 17th January 2025

Perfect experience

Easy to navigate website, easy to set up savings account, great rates. Reviewed on: 17th January 2025

Zopa has consistently offered top rates and excellen...

Zopa has consistently offered top rates and excellent products. So much so that, over time, I have moved most of my savings to them. Reviewed on: 17th January 2025

Fabulous online banking service

It’s been really eye opening. It’s extremely easy to use. I love knowing the interest I receive monthly, always on the same day. knowing my money is safe and easy accessible is brilliant. Reviewed on: 17th January 2025

Great easy to use features

Very easy to use. Lots of thought out into services offered. Great savings pots Reviewed on: 17th January 2025

Smart easy access app.

Smart easy access app. Interest paid can be viewed at a glance. Great interest rates. Reviewed on: 17th January 2025

Excellent experience with a super easy to use app an...

Excellent experience with a super easy to use app and great visibility and analytics tools. Really like the boosted pot functionality. Reviewed on: 17th January 2025

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