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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa has been there for me and I call it...

Zopa has been there for me and I call it my go to card Reviewed on: 17th January 2025

Straightforward and competitive

Very straightforward online process with competitive saving rates Reviewed on: 17th January 2025

Really Easy to use.

Really Easy to use. Zopa give you the flexibility to have multiple savings pots with a variety of access options. The app is also very user friendly. Reviewed on: 17th January 2025

Very helpful easy to use account and customer servi...

Very helpful easy to use account and customer service is brilliant. I certainly would have no problem recommending them Reviewed on: 17th January 2025

Easy to use

Easy to use website, everything is explained and a good variety of options available Reviewed on: 17th January 2025

Amazing service would tell family about

Amazing service would tell family about Reviewed on: 17th January 2025

Having multiple saving pots is great

I like the fact that you can have multiple saving pots, which can range from instant access to different notice periods (which earn more interest) Reviewed on: 17th January 2025

Easy to use, allows different pots to be created for...

Easy to use, allows different pots to be created for different savings reasons, competitive interest rates Reviewed on: 17th January 2025

Reassuringly quick and easy.

Very clear, simple and quick to use, even for those of us with advancing Years! Reviewed on: 17th January 2025

It’s so easy

Super easy to use the app for all aspects of my savings Reviewed on: 17th January 2025

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