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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

It's really easy to use, and manage through the app.

It's really easy to use, and manage through the app. It also gives excellent rates as it stands Reviewed on: 17th January 2025

Efficient and reliable.

All transactions completed efficiently and in a timely manner. The app is very easy to use. Reviewed on: 17th January 2025

Easy to use app

Easy to use app, makes managing savings for multiple purposes really simple Reviewed on: 17th January 2025

I love the saving pots and Isa’s too.

I love the saving pots and Isa’s too. Been with them over a year now, the app works well and it’s easy to navigate. Reviewed on: 17th January 2025

rewarding

An easy to use and intuitive app helps me keep track of my savings, while also providing a decent return via interest. The terms are clear and I’ve complete control over how I can save. Reviewed on: 17th January 2025

Its so easy to use, and quick to set up

Its so easy to use, and quick to set up Reviewed on: 17th January 2025

A very easy to use bank

A very easy to use bank which links directly with other banks for ease of transfer. Reviewed on: 17th January 2025

Great personal bank account

I have found this so usefull haveing named pots and various saving rates I constantly looking at my accounts as it is so easy Reviewed on: 17th January 2025

Excellent products and customer service always go th...

Excellent products and customer service always go the extra mile to help their customers Reviewed on: 17th January 2025

Easy set up really user friendly

Easy set up really user friendly Reviewed on: 17th January 2025

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