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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Super easy to setup and maintain.

Super easy to setup and maintain. The multi pots are a bonus for specific savings and projects Reviewed on: 13th April 2024

So easy to use and great competitive rates.

So easy to use and great competitive rates. I trust this company and and used them for other products too Reviewed on: 13th April 2024

Very easy to set up and transfer money both in and out

Very easy to set up and transfer money. Also transfer out are very speedy/immediate unlike other providers. Reviewed on: 13th April 2024

Indeed, it’s been an amazingly rewarding experience it.

Indeed, it’s been an amazingly rewarding experience with Zopa from the start in helping me the put a little away every month. The most interesting part is that I only remember I’ve got this facility only when I’m notified by Zopa about my monthly account credit. It’s such a good feeling to know I’ve got some funds with a trusted provider for the future, really. Reviewed on: 13th April 2024

Easy to set up

So easy to set up and use. Great way to save. Reviewed on: 13th April 2024

VERY EASY TO USE.

VERY EASY TO USE. SUITS MY NEEDS, USING DIFFERENT 'POTS' FOR DIFFERENT PROJECTS. Reviewed on: 13th April 2024

Everything you need...

Great app - simple to use and clear to understand. Competitive interest rates and fast transfers in and out - much better than some of the building society accounts where you have to wait to get confirmations back. Well done. Reviewed on: 13th April 2024

Better future

Coming from someone who genuinely struggled with money . I have a paid off loan i have a decent saving pot a morgage. Reviewed on: 13th April 2024

Zopa for a dopa on a ropa

I opened a savings account on my phone. The interest was better than average, and its easy to use. Reviewed on: 12th April 2024

Great functionality

Great app, very flexi and good rates Reviewed on: 12th April 2024

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