Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Daily interest easy access savings

Easy to set up, transaction speed is quick with acknowledgment of deposits and withdrawals. Savings rates are better than average with options to increase for longer withdrawal notice. Love that interest is calculated daily. Reviewed on: 12th April 2024

I really like used Zopa, as a savings account, becau...

I really like used Zopa, as a savings account, because it make a difference compared to normal bank on the high street, Keep up the amazing work Zopa Reviewed on: 12th April 2024

Easy, smooth process

Easy processes, excellent communication, good rates. Love the ability to move cash between different pots Reviewed on: 12th April 2024

Easy to use, simple, good interest rates

Easy to use, simple, good interest rates Reviewed on: 12th April 2024

I like that I can access my accounts on the app anyt...

I like that I can access my accounts on the app anytime Reviewed on: 12th April 2024

Very happy with the app, range of products, rates

Very happy with the app, range of products, rates Reviewed on: 12th April 2024

Great savings rates .

Great savings rates Easy to manage account. Let’s you save in different pots to make it easier Reviewed on: 12th April 2024

Absolutely fantastic!

Absolutely fantastic! Great products, clearly explained in plain English, very good communication, friendly and easy to use app. I have already recommended Zopa to friends and they are really pleased they went ahead with it. Reviewed on: 12th April 2024

Good range of notice options for accounts, easy to s...

Good range of notice options for accounts, easy to switch between them. Competitive interest and intuitive app with good online help, meaning I've never had to interact outside the app. Reviewed on: 12th April 2024

Very easy to use app, great saving rates and the cus...

Very easy to use app, great saving rates and the customer service is very good. It’s good having more than one savings account in one place. I’ve recommended to my dad and he now uses it as well with multiple accounts. Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Monmouthshire Building Society 4.76 from 2975 reviews
Savings
from Post Office 2.35 from 46 reviews
Vanquis Savings
from Vanquis 4.21 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub