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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy to navigate online.

Easy to navigate online. Good rates of interest and easy access. Reviewed on: 12th April 2024

The app is so easy to use and helps you organise you...

The app is so easy to use and helps you organise your savings easily. Reviewed on: 12th April 2024

Zopa have very innovative products that I have not s...

Zopa have very innovative products that I have not seen anywhere else. Reviewed on: 12th April 2024

Brilliantly easy to use.

Brilliantly easy to use. Can move money in and out in seconds and it appears in minutes. Simple, user-friendly app-based interface and most importantly - great interest rates. Reviewed on: 12th April 2024

Very competitive interest rates and incredibly easy...

Very competitive interest rates and incredibly easy to use app. Overall, a fantastic company to deal with, I would highly recommend them. I am in no doubt, best product on the marketplace Reviewed on: 12th April 2024

Great savings rates, very helpful staff

Great saving rates, very helpful staff Reviewed on: 12th April 2024

Easy to use app, good for pots.

Easy to use app, good for pots. They make saving easy for any and all goals. Reviewed on: 12th April 2024

Highly recommended!

All round easy to understand, straightforward and helpful. Reviewed on: 12th April 2024

Great service, easy to use apps

Great service, extremely easy to use apps and save. Reviewed on: 12th April 2024

As money is tight I appreciate good regular interest...

As money is tight I appreciate good regular interest to make life a bit easier for me. Reviewed on: 12th April 2024

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