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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to set up.

Very easy to set up a savings account, with a great interest rate. Reviewed on: 12th April 2024

So easy to use great will recommend

So easy to use great will recommend Reviewed on: 12th April 2024

Easy to set up easy to deposit and withdraw

Easy to set up easy to deposit and withdraw Reviewed on: 12th April 2024

Simple interactions amaze me a happy customer

The account was super easy to set up and interacting with it is really easy with transactions taking minutes at most. Great interest rate, and I love the insights Zopa as a whole can give you if you link other accounts to their app. Reviewed on: 12th April 2024

Excellent Savings App

Easy access to the savings website. Quick and straightforward transfer of funds to the saving account or back to a nominated bank account. Hassle free. Any queries, customer service are always accessible and able to answer any questions. Reviewed on: 12th April 2024

Easy Peasy

Platform is incredibly easy to use and rates are pretty decent Reviewed on: 12th April 2024

Excellent Easy to use frequently and intuitive

Easy to use frequently and intuitive Reviewed on: 12th April 2024

They do everything they say they will.

They do everything they say they will. Very easy to operate this system. Reviewed on: 12th April 2024

Easy quick and good interest rates.

Easy quick and good interest rates. Reviewed on: 12th April 2024

Zopa equals THE BEST!

Easy to use, when I need my cash I get get it immediately. Super user friendly and great rates! Reviewed on: 12th April 2024

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