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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Never had any problems.

Never had any problems. Competitive Interest rates. Quick to transfer in and out Reviewed on: 6th March 2024

User friendly, fast and efficient.

User friendly, fast and efficient. Reviewed on: 6th March 2024

They've made saving very simple to understand and do.

They've made saving very simple to understand and do. Reviewed on: 6th March 2024

Excellent products and communication.

Excellent products and communication. Whole family now saving with Zopa. Reviewed on: 6th March 2024

Great app, innovative and simple to use.

Great app, innovative and simple to use. Even better now there is an ISA available. Reviewed on: 6th March 2024

Monthly cumulative interest

Monthly cumulative interest paid monthly without limit for me Reviewed on: 6th March 2024

Great App with lots of extras

App is very user friendly and makes saving enjoyable. Great selection of online tools to help you keep on top of your finances Reviewed on: 6th March 2024

The Best Account By Far

This account is fantastic, it allows me to access some funds immediately and lock away the rest with a higher interest rate. I have already recommended it to many friends and family. Customer service has already been helpful and they keep me updated on bonus rates to make my money work harder. Reviewed on: 6th March 2024

Zopa is such an easy smart saver to use thanks to it...

Zopa is such an easy smart saver to use thanks to it's very intuitive app which makes it so simple to link up your bank accounts and move money between accounts, and open up new saving pots. Reviewed on: 6th March 2024

Great rates on savings accounts and best in class app.

Great rates on savings accounts and best in class app. Reviewed on: 6th March 2024

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