Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent Returns

Excellent Service. Good interest on savings Reviewed on: 7th March 2026

Very easy to use app and good interest rates apart f...

Very easy to use app and good interest rates apart from cash ISA Reviewed on: 7th March 2026

Was a bit apprehensive when opening my online account .

Was a bit apprehensive when opening my online account . But after a few months my anxiety disappeared and I would recommend anybody to use it. I have two accounts that I use. Very easy to use and you see the benefits every month . Great service thankyou… Reviewed on: 7th March 2026

Wonderful bank who pays more for your savings

Wonderful bank who pays more for your savings Reviewed on: 7th March 2026

Zopa savings

Zopa have a very easy user friendly App. They offer some of the best interest rates if used properly. Instantaneous access to easy access accounts. Very happy with biscuit account to - offering 2% interest also. Would thoroughly recommend Reviewed on: 7th March 2026

So amazingly easy and straightforward

So amazingly easy and straightforward to open and account, with fantastic customer experience. Reviewed on: 7th March 2026

Great bank really good experience.

Great bank really good experience. Highly recommended. Reviewed on: 7th March 2026

Great bank

Great bank, good rates, excellent customer service Reviewed on: 7th March 2026

Very happy so far,easy to navigate

Very happy so far,easy to navigate Reviewed on: 7th March 2026

Great rates

Offers the highest rates of interest and easy to navigate the Zopa App. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Saver
from TSB 3.46 from 24 reviews
Savings
from 1st Class Credit Union 4.52 from 16 reviews
Savings
from Manchester Credit Union 4.75 from 1095 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub