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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Market leading interest paid on savings & ISAs

Market leading interest paid on savings & ISAs Reviewed on: 2nd March 2024

Great saver app

Easy to use app, clear to see savings, love the pots, interest is great Reviewed on: 2nd March 2024

Very easy to use and love all the little pts you can...

Very easy to use and love all the little pts you can create Reviewed on: 2nd March 2024

Easy, great rates, simple app.

Easy, great rates, simple app. What more do you want? Reviewed on: 2nd March 2024

This app has been great, easy to use and best intere...

This app has been great, easy to use and best interest rates around Reviewed on: 2nd March 2024

Zopa offers competitive interest rates and the nest...

Zopa offers competitive interest rates and the nest customer service. Reviewed on: 2nd March 2024

Excellent products I like not having money tied up f...

Excellent products I like not having money tied up for long periods nut also a decent interest rate Reviewed on: 2nd March 2024

Best savings rates easy to use account

Best savings rates easy to use account Reviewed on: 2nd March 2024

Very easy to use APP excellent products

Very easy to use APP excellent products Reviewed on: 2nd March 2024

Easy to use, clear app.

Easy to use, clear app. Communication they send is everyday language and clearly laid out. Helps with my financial planning to divide things up into different pots. Reviewed on: 2nd March 2024

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