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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent service and really easy to use

Excellent service and really easy to use Reviewed on: 1st March 2024

Saving account

Very easy app to use and great savings rates Reviewed on: 1st March 2024

Simple to use secure app.

Simple to use secure app. Good saver interest rate Reviewed on: 1st March 2024

Zopa savings

Been using Zopa to save for a couple of years. Easy app to use, straight forward to move money in/out. Good rates. Have multiple pots for different things, some boosted. No problems so far so no need to contact customer service. Reviewed on: 1st March 2024

Easy to use, great app, good rates

Easy to use, great app, good rates Reviewed on: 1st March 2024

Interest rates are good.

Interest rates are good. App is easy to use Reviewed on: 1st March 2024

Easy to set up & easy to use.

Easy to set up & easy to use. Good savings rate. Reviewed on: 1st March 2024

Easy to use app.

Easy to use app. Good ratesand competitive in the market Reviewed on: 1st March 2024

The best saving app

Great interest rates, user-friendly app. Really helped with my saving goals. Reviewed on: 1st March 2024

User friendly app, and good savings rate.

User friendly app, and good savings rate. I love the pots Reviewed on: 1st March 2024

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