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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

I have used Zopa twice and can’t fault the ease...

I have used Zopa twice and can’t fault the ease of use Reviewed on: 7th March 2026

competitive rates, easy setup and comfortable bankin...

competitive rates, easy setup and comfortable banking to use Reviewed on: 7th March 2026

Easy to apply and move money around

Easy to apply and move money around Reviewed on: 7th March 2026

Easy management of several outstanding accounts

Easy management of several outstanding accounts Reviewed on: 7th March 2026

Excellent!

Very easy to open and use the app! Reviewed on: 7th March 2026

Great cashback for bills and great customer service...

Great cashback for bills and great customer service when it comes to solving issues. Reviewed on: 7th March 2026

Great Bank

A good range of products excellent return on my money. Straightforward app. No issues. Reviewed on: 7th March 2026

Great rate & useful features

Apart from getinga fantastic savings rate for my money, the savings account has some very useful features such as pots for different things which really helps budgeting and I also can add money straight from external bank accounts. Reviewed on: 7th March 2026

Market leader

User friendly, clear and concise information to ensure you make an informed decision. Great products on offer with excellent rates. Quick and easy to transfer money between accounts. Would highly recommend. Reviewed on: 7th March 2026

Not too bad so far.

Not too bad so far. But they're still a private business Reviewed on: 7th March 2026

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