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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Always found it hard to save but zopa have made it s...

Always found it hard to save but zopa have made it so easy for me Reviewed on: 29th February 2024

Best online savings I’ve ever used!

I have had no problems with anything since I opened my smart saver with Zopa, everything is easy to use and view and good rates for saves too. There never seems to be a problem with the app either - others I have used have had constant issues with not being able to access them. Reviewed on: 29th February 2024

A friend told me about Zopa, I swiftly opened an acc...

A friend told me about Zopa, I swiftly opened an account and haven’t been disappointed since. It’s easy to use, great interest rates and the saving pots are extremely useful. I don’t have any grumbles whatsoever! I’ve recommended it to both family and friends. Reviewed on: 29th February 2024

Great Little Saving Account

I enjoy saving with Zopa, I like the. Different saving pots. Interest rates are pretty decent too! Reviewed on: 29th February 2024

Excellent, informative bank

Zopa keep me informed of all new products, they are very competitive with their interest rates, I am really very happy with my choice of account Reviewed on: 29th February 2024

An outstanding company

Great app, competitive rates. It deserves to win Reviewed on: 29th February 2024

Very easy to set up an account and quick to access m...

Very easy to set up an account and quick to access my money when I need it. Excellent interest rates, along with buckets to put money into for different purposes and at different rates, depending on when I need it. Reviewed on: 29th February 2024

Great app, savings hub and AER

Zopa offer a user friendly and reliable app. I love that I can create different pots for my savings and that the AER is competitive. Highly recommend! Reviewed on: 29th February 2024

Brilliant

Competitive interest rates, great app Reviewed on: 29th February 2024

All at a touch of a button

Easy to use app - can move money between accounts at the touch of a button. Pages easy to navigate and other services easy to find. Reviewed on: 29th February 2024

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