Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to use and earn money on every option.

Very easy to use with the phone app. I have used everything, normal account, direct debits and a savings account. I am earning money on all my options. Well done and I recommend Zopa to all my friends and acquaintances. Reviewed on: 7th March 2026

Excellent boosted rates and regular saver

Excellent boosted rates and regular saver Reviewed on: 7th March 2026

Easy to use.

Easy to use. Good % rates with excellent app Reviewed on: 7th March 2026

Impressive Bank

Although im a relatively new customer, im impressed to be gaining interest on my current account instead of having to pay a fee to keep the account. Good rate of interest for savings, in the current climate, as well as varied savings options. Ive already recommended Zopa to friends. Reviewed on: 7th March 2026

Really easy to use app

Really easy to use app - good rates, great dashboard and interface Reviewed on: 7th March 2026

My favourite savings app

My favourite savings app. Simple and straightforward. Great interest rates. Convenient and enjoyable. Easy to sort, access and add to different savings pots. Accessible when needed. Reviewed on: 7th March 2026

Great product

I am a new customer, but so far so good & impressed. Reviewed on: 7th March 2026

Impressive returns on my investments

I’m more than happy with my experience and I’m getting a really good return on my investment. At the time of opening my accounts Zopa interest rates were among the most competitive available. Reviewed on: 7th March 2026

Easy banking, easy saving

It was easy to open an account and easy to add savings pots and a regular saver. All achievable through the App. Perfect. Reviewed on: 7th March 2026

Highly recommended for savvy savers!

Zopa Bank has been a game-changer for my finances. With over £70,000 securely parked in their Smart Saver and ISA accounts, I've enjoyed competitive rates, effortless app management, and FSCS protection. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Saver
from Tesco Bank 3.97 from 5 reviews
Savings Account
from first direct 4.38 from 20 reviews
Monthly Saver
from TSB 4.34 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub