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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Absolutely amazing! Recommend 100%

Absolutely amazing! Have recommended to a lot of my friends and family to use this app, so easy and great to use. Reviewed on: 29th February 2024

Very easy and quick.

Very easy and quick. Hassle free. Reviewed on: 29th February 2024

Easiest processes ever !

Easiest processes ever with an excellent, diverse range of products unlike other financial institutions. Reviewed on: 29th February 2024

I closed my Natwest savings account after transferri...

I closed my Natwest savings account after transferring the balance to Zopa. The interest rate with Zopa was atleast double and the option to have different accounts with different interest rates is exce for saving for things like holidays. Reviewed on: 29th February 2024

I love having my savings in my Zopa, I am so impress...

I love having my savings in my Zopa, I am so impressed with the interested rate. The app is so easy to use and has helped me save lots Reviewed on: 29th February 2024

Simple to use account

Simple to use account and has handy tips for other ways to save and also has info about other financial products Reviewed on: 29th February 2024

Good interest rates, but need to be more competitive

Good savings interest rates, but need to be nore competitive with other companies, like Chip. Reviewed on: 29th February 2024

Easy and quick to move money.

Easy and quick to move money. Not a bad rate of interest either but not the best. Reviewed on: 29th February 2024

everything just works.

everything just works. no surpises. no dramas Reviewed on: 29th February 2024

Easy to use, intuitive app.

Easy to use, intuitive app. Great savings rates. Reviewed on: 29th February 2024

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