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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very easy to use app and good interest rates

Very easy to use app and good interest rates Reviewed on: 12th January 2024

I love Zopa

Love the ap love the bank love the customer service. Love the savings. Love it all Reviewed on: 12th January 2024

Really easy to set up and use

Really easy to set up and use - the app is pretty intuitive, especially compared to other banking apps. Lots of new products and ways to save. I like having different 'pot's and the interest rate is good, especially for the ease of access. Reviewed on: 12th January 2024

Easy to use

Really easy to set up and transfer in and out of Reviewed on: 12th January 2024

Saving is so easy.

Saving is so easy. Interest rates are good. Excellent customer service. Reviewed on: 12th January 2024

Great savings options in an easy to use app

Great options for choosing timeframe of saving to interest amount. Easy to use app. Reviewed on: 11th January 2024

Easy to set up savings account.

Easy to set up savings account and the app is easy to navigate. Reviewed on: 11th January 2024

Simplistic

Simple to set up. Does everything it should. Reviewed on: 11th January 2024

Granddaughter

Excellent savings account for my Granddaughter Reviewed on: 11th January 2024

Great savings rates.

Great savings rates. Easy access. Great service. Reviewed on: 11th January 2024

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